Your whole financial picture, in one spreadsheet you own.
The Money System is a single, beautiful Google Sheet, your net worth, savings rate, FI ladder, debt payoff, and 5- and 10-year projections, all on one calm dashboard that lives in your own Google Drive. No bank logins. No subscription. No 28 confusing tabs.
One-time payment · yours forever · 14-day money-back · works in free Google Sheets
Your money isn't a mess. It's just scattered, a balance here, a 401(k) there, a debt you'd rather not think about.
The Money System pulls all of it onto one screen, does the math for you, and shows you the one number that matters most: how close you are to financial independence.
Four screens. One clear system.
Everything works the moment you open it, pure formulas, no setup, nothing to install or authorize. You only ever touch the yellow cells.
Your live cockpit
The one screen you'll actually open. Type in today's balances and watch your net worth, savings rate, and progress to financial independence update live, with a plain-English read on exactly where you stand.
You're saving 36%, about a 12-year path to FI. Saving 40% would trim it by roughly two years.
Your FI ladder
See the whole climb, from your first $10,000 to full financial independence, with every milestone in between. Add your own goals and sinking funds, each with a “done by” date that keeps itself up to date.
Your debt-free date
List what you owe and the System builds your payoff plan, snowball or avalanche, then tells you the exact month you'll be debt-free and draws the curve as your balance falls to zero.
The quiet engine
Set your accounts and a couple of assumptions once, with simple dropdowns. After that, the whole System just works, every number on every screen flows from here. It's built so you can't break it.
Sample figures shown for illustration. Your sheet fills in with your own numbers.
Everything, the moment you pay.
Four screens in a single file. No add-ons, no 28 confusing tabs.
Pure formulas. Nothing to install, no scripts or logins to authorize.
Lives in your own Google Drive. No bank connections, ever.
One-time $29. No subscription, no renewals, no upsells.
Runs in free Google Sheets, with an Excel-friendly version too.
If it's not for you, email us within 14 days for a full refund.
Built for the hands-on type.
The Money System is for people who actually like steering their own money. If that's not you, we'll point you somewhere better, no hard feelings.
If that's you, our sister app Koven does exactly that, start there instead.
From payment to your own copy in a minute.
Pay $29, securely
Checkout is handled by Stripe, there's no account to create. Pay by card and you're done.
Get your private copy
You'll get a link that drops your own copy of the Money System into your Google Drive, plus an email backup, just in case.
Make it yours
It opens pre-filled with sample numbers so you can look around. One button clears them, and you're off.
Start seeing your whole picture today.
One spreadsheet, one screen, one-time $29, yours forever, with a 14-day money-back guarantee.
Get the Money System for $29Educational only, not financial, investment, or tax advice.